I'm late on this and I don't know if its been mentioned, but I have an ING Orange Acct. The interest rate is like 4.75% now, I think. You can have them automatically deduct money from your account after your paycheck is deposited or you can independently move the cash. Anyway, I think its a great resource.

Outside of that, I'm also trying to do more with my money this year. Anyone know anything about DRIPs? I was thinking it may be a good way to dip my toe into the stock market.

Michelle, if you do ING, holla at me and I can give you a referral. I think you get $25 for being referred and I get $10.